Experience the Lake Norman lifestyle with this beautifully updated waterfront home, offering no HOA restrictions and a private pier with a covered boat slip. Enjoy beautiful lake views, a spacious yard, and direct water access, along with use of the neighborhood boat ramp conveniently located partially on/adjacent to this property. Extensively updated since 2020, the home features new vinyl siding, windows, exterior doors, and a new roof. New electric water heater 2023, septic pumped 6-5-2026. Interior improvements include removing the spiral staircase in favor of a traditional staircase, adding a floor to create additional main-level living space (Living room), removing popcorn ceilings, fresh interior paint, luxury vinyl plank flooring, and carpet. The fully renovated kitchen (2020) showcases a large center island, quartz countertops, soft-close cabinetry, full-height backsplash with floating shelves, beverage cooler, Bosch refrigerator, wall oven, combination oven/microwave, cooktop, and Frigidaire dishwasher. The main level offers two bedrooms and a hall bath with new granite countertops. The lower level features a cozy den (plumbed for a wet bar) with a fireplace (currently equipped with propane logs but capable of wood burning), the primary suite, and an office. The laundry room and lake bath were added by the current owners. Additional upgrades include a whole-house water purification system, an outdoor shower, and a concrete walkway added by the current owners. Outdoor living shines with a newly constructed deck (2025), a SunSetter awning with integrated lighting (2025), a lower patio, and a private waterfront setting. Thoughtful updates, exceptional lake views, a private covered dock, and easy access to Lake Norman State Park make this a rare opportunity to enjoy waterfront living at its best on Lake Norman.